Practice area
Molao for Debt Recovery
Summons, judgment, execution — research-backed and deadline-tracked from start to finish.
Debt recovery practice is volume-driven and deadline-sensitive. Prescription runs fast, costs accrue quickly, and missed steps can derail recovery. Molao helps debt recovery practitioners research, track deadlines, and draft documents at scale.
Challenges in debt recovery practice
Monitoring prescription across a high volume of matters
Understanding the NCA and its impact on credit agreement recovery
Calculating interest, costs, and collection charges correctly
Navigating section 129 NCA notice requirements
Dealing with insolvency of debtors mid-recovery
Drafting summons and particulars of claim efficiently
How Molao helps
Prescription monitoring
The Deadline Engine calculates and monitors prescription dates across your matter portfolio. Never let a claim prescribe through oversight.
NCA compliance research
Research section 129 notice requirements, reckless lending defences, and debt review procedure under the National Credit Act.
Interest and costs research
Research in duplum rule application, mora interest rates, and taxable costs scales for your court level.
Default judgment procedure
Procedure Navigator covers the steps from summons to default judgment to warrant of execution.
Sequestration and insolvency research
Research voluntary and compulsory sequestration requirements when the debtor is insolvent.
High-volume document drafting
Draft letters of demand, section 129 notices, and summons with particulars of claim grounded in your matter facts.
Molao engines used in debt recovery practice
Questions Molao can answer
Has prescription run on a liquid document debt where the last payment was made on 1 February 2022?”
Is a section 129 NCA notice required before instituting action on a credit agreement?”
What is the in duplum rule and how is it calculated?”
What are the requirements for a valid emoluments attachment order?”
Can I sequestrate a debtor who is also under debt review?”
Other practice areas